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eagleseven

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Everything posted by eagleseven

  1. Fake it til you make it! ...it works for me.
  2. There's a similar racket for cancer patients. Terminal patients love throwing their life-savings at spiritual healers who do little more than mumble a bit and claim you're healed.
  3. I'm definitely slowing down as I get older, no doubt about that. My cancer-battle inspired a strong desire to turtle, which is why I settled down I think. But we're still much more likely to take risks than our sisters of a similar age. I'd say you have the reasoning reversed, actually. We're a status-obsessed society, especially on the coasts (NYC and LA are the most socially stratified cities). Most of the protests and complaints about income inequality come from those two cities, because those two cities are where everyone flaunts their money all-the-time. In LA especially, people rank you by your car, so you're expected to get the most expensive car you can possibly get with your credit-score. Since everyone wants to look like they're doing better than they are, they mortgage and indebt themselves to-the-hilt. You can't actually tell anyone's income based upon their consumption habits anymore: with America's millionaires looking boringly middle-class and the working-class looking upper-middle. --- Case in point? My supervisor, who makes about 20% more than me, bought a house that is twice the price of mine and leases (rents) an Audi. She knows it's going to cost her far more in the long-run, ensuring a low net-worth...but as she came from a struggling family, she has an intense need to project success to others. Another friend, a flight attendant and entrepreneur, is having relationship problems with his fiance due to money stress (huge payments on the startup loan). Their solution was to buy a massive house with 3% down, so nobody would suspect they had money problems. Now they want to host massive LGBT parties in said house, when they're barely just making the mortgage payment. I'm the weird one who looks like a poor working-class schlubb yet has a net-worth approaching six figures.
  4. Palm reading, among other forms of "psychic help", is always a ripoff. ...but if that's how people want to spend their money, it's not like he's spending $260 on heroin. ...... added to this post 1 minute later: It's called Scientology, and they target rich celebrities.
  5. I always graciously accept any gift, no matter how modest. Decorum, my friend.
  6. Sure. I used to test strongly introvert when I was young, had a 50/50 split in my early 20s, and now am more of an extrovert as I near 30. MBTI is more art than science, frankly.
  7. You could argue that men's additional testosterone makes them more risk-prone. It's what makes us much more prone to violence and criminality, but also much more prone to launching start-ups or quitting dead-end jobs. I tend to be more conservative when it comes to life-paths, but then I realize I quit every job with nothing lined-up, repeatedly moved across-country with no contacts or friends, and even now am the first to embark on a new social experiment (gay marriage). It's pretty cool to think no other group of humans have tried what we're doing before, relationship-wise. FWIW, US medical professionals are infamous for their poor money skills: we're a frequent target of the both the finance industry and scammers. All of my otherwise-brilliant coworkers just glaze-over and announce "I have people for that" whenever finances come up. ...might be why our healthcare system is so expensive, now that I think about it.
  8. Kids don't feed themselves. Men take risks, women seek stability. When I was making my recent house purchase, my realtor and mortgage team assumed I would know nothing about amortization schedules and APR. On the contrary, I researched the amortization schedules of a whole series of different loan types, simulating my hypothetical change in net worth were I to sell in five years (which is the US average). This is how I determined that I need to stay in this place for three years to break-even on the transaction costs, and that a 15-year fixed note was optimal for my purposes (30 offered too little principal payments, 10 didn't have a noticeable change in rates). I assumed *everyone* who buys houses goes through these calculations, but my team was genuinely surprised. And my co-workers also buying have no idea what I'm talking about.
  9. Many people also major in accounting for a similarly stable lifestyle. Confession: I took corporate accounting as part of my business minor. Haven't really used it, save for my personal finances. Then again, maybe it's the reason my personal finances are tight.
  10. I knew a guy, in my comp sci lab, who was studying to become an actuary. Math major. He drank a lot.
  11. Writing formulas for insurance salesmen gives me an erection. #provingmypoint
  12. From what I understand, actuaries are paid so much because it uniquely combines painfully dull work with the need for high intelligence. Money is the only way you could keep someone so bright doing such work, and that work is very critical for corporate bottom-lines. Those are very valuable spreadsheets! ...... added to this post 4 minutes later: I've made a similar compromise, perhaps not so extreme, where I do more routine/boring work in exchange for a larger paycheck. While I still enjoy what I do after six years in the field, I'm reaching the point where I'd welcome a change. Considering a lateral move into IT for this reason, tbh. I'm working on my "escape" so to speak, by using the money I've made working this grindy job to minimize my long-term living expenses. Most notably by purchasing a small energy-efficient home, minimizing my transportation expenses (paid-off economy car), and developing low-cost hobbies. My low monthly burn means I live off a small fraction of my pay, leaving me free to experiment and take risks in my career.
  13. Why do you believe all humans have the same morals? George Carlin said it well: "Rights. Boy, everyone in this country is always running around yammering about their fucking rights. I have a right, you have no right, we have a right, they don’t have a right… Folks, I hate to spoil your fun but-there’s no such thing as rights, okay? They’re imaginary. We made them up! Like the Boogie Man… the Three Little Pigs, Pinocchio, Mother Goose, shit like that. Rights are an idea, they’re just imaginary, they are a cute idea, cute… but that’s all, cute, and fictional. But if you think you do have rights, let me ask you this, where do they come from? People say, well, they come from God, they’re God-given rights… Aw fuck, here we go again… here we go again. The God excuse. The last refuge of a man with no answers and no argument, it came from God. Anything we can’t describe, must have come from God."
  14. Wars have been waged over "what everyone knows." You're making the critical (and arrogant) error that *your* ethics are universal, like you're a god. On the contrary, the very concept of human rights is rubbish, claptrap innocent fools tell themselves to sleep at night. ...... added to this post 4 minutes later: Indeed. Politics results when two or more humans need to make a decision. It's just much more complicated when millions of people need to make a decision. There are family politics, workplace politics, club politics, any group of humans will have politics.
  15. Just have them trash it and order a new one from the IT guys. We've gone through two this month alone.
  16. Because the medical evidence for most mainstream health beliefs is weak at best, dishonest at worse, which is why mainstream health beliefs keep changing. In 1990, the health nuts were consuming low-fat, high-sugar everything flavored with a solid dose of "healthy" trans fats.
  17. "Solidarity" is terrifying for anyone not in the group...
  18. I'm the bad guy most days.
  19. I want to be the very best, the best there ever was...
  20. I'm blessed to be surrounded by successful people whose lives are together, so there are too many to choose from. Perhaps most immediately, I see my boss as a role model: she clawed her way into a directorship with little education, empathizes with us grunts, and has minimized turnover despite increasing workloads. She's also a cancer survivor like me, so has helped me when I was most anxious.
  21. OP has been to my employer, so it's more relevant than your post.
  22. Yep, that's the one!
  23. No, *you* are delegitimizing rape.
  24. When you imprison women for merely spending time alone with men outside of their family, it *does* decrease the rape statistics. Which further makes answering the OPs question difficult. I'm in favor of tightening the legal rape definitions, so that it both has an appropriately severe punishment and appropriate healthcare response. IMO, an older gay man who has sex while high in a bathhouse is *worlds* apart from a young child who is kidnapped and gang-raped by a dog, but some American states treat them identically. This does nobody any favors, imo.
  25. Because it's not dramatic enough for random SWAT guy #462 to make all of your arrests. You gotta have the main characters needlessly risking their lives to keep the ratings up. An old episode of Criminal Minds even acknowledged this trope. FBI found a serial-killer in the midst of his latest kill. Our hapless hero, first on the scene, busts-in solo with just a vest and a 9mm. He gets promptly clubbed in the head by the suspect, but is saved by the SWAT team he called in. His boss openly chides him for charging in alone to arrest an armed suspect like an idiot. Of course, the next episode he does the same damn thing. --- Most forensics and lawyer-work is bullshit on those shows as well, and it's actually a documented thing that jurists think court cases can be solved quickly like on TV. ...... added to this post 6 minutes later: Because it doesn't focus on drama, but comedy, Scrubs is actually one of the more accurate medical shows. Most medical personnel love it. But don't get me started on House.