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Agree with you. PgCert is when the student opts to cover only 60 credits [4 subjects, i think]; PgDip if the students cover 120 credit hours [8 subjects] and not intending to finish an additional 60 credit hours for the dissertation [ie to earn the Masters degree]. So if the university allows to do pick and mix of 4 most relevant subjects which suffice for your future planning in that field, then you can opt just to do the 4 subjects and graduate with a PgCert.
Plus if you have paid for 180 credit hours [8 subjects + dissertation] and choose to stop at say after the 4th subject; or before commencement of dissertation [or up to the first 2 weeks], the universities allow for refund. One younger cousin of mine was in the first week of her dissertation class when she discovered that future job in that field did not require a MSc, the salary level for PgDip and MSc was similar; so she quickly opted out of dissertation by writing formally to the Faculty head, got her refund a few months later and graduated with a PgDip in that course. Got the job she wanted to as well and started it before her classmates' dissertations deadline. Imagine if she had finished of the dissertation, she would have more job applicants within the same field to compete with.
me again...the thing that cries out to me about this post is...if you don't want a partner, don't exclusively sleep with someone...i really don't get that people can say they don't want a partner, but insist on having sex. in my mind, sex goes with having a partner. i think it's kind of unnatural to want one without anything that comes with it...and it doesn't work, as you're finding.