Visitor Messages

Showing Visitor Messages 1 to 20 of 1140
  1. eagleseven
    Yesterday 01:55 AM
    eagleseven
    ETFs trade like stocks, and are very liquid. Unlike direct funds, ETFs can only be purchased through a broker, though major brokers will often let you trade a certain company's ETFs for free (Fidelity has a deal with Barclay's iShares ETFs).

    As a result, Vanguards ETFs have a lower cost-of-entry. To buy into their "Admiral Shares" lowest-cost index fund directly, you need a minimum $100k investment at all times (else the expense ratio goes up). The ETF portion of the same "Admiral Shares" lowest-cost Vanguard fund has a minimum purchase of $10k.

    I like ETFs both for their liquidity and their flexibility (there are even hedge fund ETFs now, giving average investors access to high-minimum hedge funds). The major downsides are brokerage transaction cost and the fact that conventional index funds immediately reinvest dividends, while ETFs distribute them quarterly (a problem if your money is in a taxed account).
  2. Tahiti
    08-17-2014 05:06 PM
    Tahiti
    I'm not black though and there are few Hispanics in Canada compared to America.

    Between a rock and a hard place.
  3. Tahiti
    08-17-2014 02:32 PM
    Tahiti
    High preference for light skin is the gist
  4. Urshulgi
    07-28-2014 04:23 PM
    Urshulgi
    This is the company I use. I'm not sure if it's possible to take advantage of these accounts from the U.S. Currently I'm an American living in Russia. http://www.generali-intl.com/
  5. SeverusSin
    Same here, those ads are intrusive at times...
  6. Haumea
    07-15-2014 09:49 PM
    Haumea
    Thanks.
  7. ShadowBurn
    07-03-2014 11:17 AM
    ShadowBurn commented on OCD, I love someone who vanished...
    projecting?

    That assumes I have some personal feelings about it that I'm attributing to him. Honestly, I don't. Calling him a dick, is just calling it like he's coming off.

    I just think he's a fucking cunt faced asshole that is too self centered to see what that girl is doing to herself to be with him. He's making it all about him, when he's just a part in the whole. I really don't see his feels being justified the way he's portraying it. He's basically victimizing himself, and I feel no sympathy for that shit.

    I could better understand him saying "she's got a mental disorder I don't want to deal with" than saying "omg she lied to me, boohoo I feel so betrayed". That's really all I'm getting at.

    Plus his massive deflections of the general consensus of the thread is just vexing to watch. It's like saying "the whole world is wrong and against me" when we're just offering the opinions and advice he asked to hear. I just couldn't stand what I was reading and tore into him for the fact that he's basically blocking out the world, and trying to play the victim. Meanwhile the real victim is a prisoner of her own mind here. He can walk away from her problem, but she can't walk away from her problem at all. How am I supposed to be sorry for him?

    See what I mean? I mean the guy made no case for himself, so I'm just giving him the boot in his ass that he needs. I honestly think he should dump her, because: referring to her as stupid, marginalizing her illness, and resorting to telling her how her anxieties aren't justified shows he completely lacks respect for the relationship. So I don't see it so much as a projection as just keeping it real and calling it like I see it. Like I said, I can only go by what he's saying but he's saying a lot of shit that's not really in his favor.
  8. VagueArcher
    Hey, I have included the full conversation into the thread (in a google doc link).
  9. Daoist
    07-02-2014 12:28 PM
    Daoist
    OK. You'll catch me between 1:30 and 2, or between about 6 and 7:30, or after 10. I'm pretty busy. Also I haven't done much in the way of planning, I still don't know if I'm doing anything for the 4th.
  10. eagleseven
    07-01-2014 12:18 PM
    eagleseven
    I noticed that with immigrants. A Chinese friend is making $70k/year here in the cheap Midwest, yet he sleeps on a bargain-bin mattress on the floor in a barren apartment with only a few plastic Walmart chairs for eating/working. But will then spend $600/night on a fancy hotel! He claims he's happy, as it's an upgrade from his hallway-mattress in Guangzhou. I think he's nuts!

    On the other hand...he thinks most Americans are seriously entitled, and that most Chinese would be thrilled to have anything close to American standard-of-living. I'd have to agree.

    ---

    It makes sense that nobody cares about pollution: when you need a gas mask to go outside, why bother recycling? It's probably the same cultural mindset that allows some to ignore suffering around them. There's so much pollution, and so many people, who cares about a little litter or some injured homeless guy?

    Read your China thread...quite the dilemma.
  11. eagleseven
    06-30-2014 10:45 PM
    eagleseven
    Awesome! I'd be lying if I said I wasn't a touch bit jealous! Well, save for the shitting outside part.

    And what you say is consistent with what I'm told from my friends from China. IE it has come a long, long way...but life is still quite rough for the poor (shitting outside, working conditions, pollution, food safety, etc).
  12. eagleseven
    06-30-2014 10:32 PM
    eagleseven
    That thread quickly spiraled, if you keep reading!
  13. eagleseven
    06-26-2014 04:08 AM
    eagleseven
    $50k/year plus overtime and full bennies. Wages are stagnant across the field. Living with parents drastically cuts my expenses (phone/insurance/food), but my consumer spending (travel/clothes/tech) has increased, so it's a wash. On the bright side, I no longer look like a hobo!

    If all goes to plan, I should have close to my first $50k saved by the end of the year (mid-26), unless I quit my job. That's not counting physical assets and paid-off car. ATM, I'm sitting on roughly $35k...not as much as I'd like, but a pretty comfortable position.

    Going back to school could quickly drain all of that, though...maybe with some scholarships and help from family...
  14. eagleseven
    06-26-2014 01:16 AM
    eagleseven
    Yeah, but it's the kind of problem I don't mind having...hamstrung by my initial rapid ascent. Well, it still makes me incredibly frustrated, but this is a role/job that some kids dream about. They gave me a highschooler to shadow me Monday (corporate urban youth outreach)...I was just going through my boring old day, dealing with everything I do, and the kid looked like a kid in a candy store, even shook my hand aggressively while thanking me for showing him my cool job.

    If only it didn't suck so hard.
  15. Daoist
    06-23-2014 12:31 AM
    Daoist commented on CEO Pay: Supply and Demand
    Where are you these days? If you're ever in Beijing and want to grab a beer, let me know.
  16. kazzamunga
    05-29-2014 06:05 AM
    kazzamunga
    sounds very...systematic, and worth the wait, which is nice. I think where I differ from that, is that I don't keep trying. when I date i'll maybe go on 3 or 4 in a row, and it's always the same. it's fine, but no real connection. i'm kind of like the girl in that thread, demisexual. I have a guy i'm interested in, similar to the thread scenario. he is in a relationship that he's not all that happy with, but not unhappy enough to leave it, I guess. and I don't feel like I am waiting around for him as such - I've had some other minor interests in the meantime, and certain periods where I've totally forgotten about him...but seems to keep coming back around, and the 'numbers game' element of dating doesn't appeal or work for me, it seems, because i'm always comparing people I've just met, against people I have known a long time and know well. and I don't generally have a connection with people I've just met.

    anyhoo, i'm not complaining, that's just where i'm at, at the moment. life is good, freedom is good, and when I have less freedom but hopefully have someone compatible, that'll be good too .

    glad you're happy, man.
  17. kazzamunga
    05-29-2014 05:30 AM
    kazzamunga
    oh i'm not sure I count it as bad luck - I'm just not very good at it. some people have problems with employment, or money, or family...and those things all go good for me, but relationships haven't gone my way so far. that seems to be my reality/ Achilles heel/ whatever you want to call it.
  18. kazzamunga
    05-29-2014 05:00 AM
    kazzamunga
    I haven't even figured that out, I just give other people advice and fail abysmally when I apply it to myself
  19. kazzamunga
    I agree 100% with your opinions on relationships, man. wise words.
  20. AnaK
    05-24-2014 05:22 PM
    AnaK
    Reading is a luxury. Since I am such a slow reader, and time is money.

About Me

  • About Muse
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    Structure, Closure, Order.
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